| a) |
Traditional and
alternative therapy such as Acupuncture,
Homone Replacement Therapy, Homeopathy,
Chiropractic Services, Bomoh or Sinseh
treatment by any person other than a
legally registered medical practitioner |
| b) |
Treatment for
congenital, hereditary
disease/deformities; |
| c) |
Drugs or medicine
purchased without doctor prescription
and X-Ray Examination or Laboratory
Tests without panel doctor's
recommendation; |
| d) |
Any treatment by
physical therapy or any routinary
medical check-ups and screening
profiles, blood and topical allergy
testing; |
| e) |
Preventive vacinnation
or immunisation, Travel immunisation and
Adult immunisation including Hepatitis,
Nerve disorders/Degenerative diseases,
Endometriosis, Transverse Myclitis or
any form of preventive treatment; |
| f) |
Pregnancy or resulting
childbirth (including pre-natal and
post-natal visits), abortion or
miscarriage; infertility; |
| g) |
Any self-inflicted
injury regardless whether is sane or
insane at the time of commission; |
| h) |
Treatment of any
functional disorder of the physics or
mental constitution, such as
neuropsychosis, schizophrenia and others
to improve the psychological, mental or
emotional well-being; |
| i) |
Any treatment arising
from alcoholic or drug addiction; |
| j) |
Vitamins, Food
Supplements, Herbal Cures and Anti
Obesity/Weight Reducing Agents, Acne
treatment or Cosmetic treatment; |
| k) |
Sonotron Therapy, Heart
Scan and other new modalities not
recognised by academic or government
health institutions; |
| l) |
Catastrophic diseases
including out-patient cancer therapies
including chemotherapy, radiotherapy and
immunotherapy, organ transplant,anti-rejection
and related treatment including
cyclosporin and out-patient renal
dialysis and erythropoeitin treatment |
| m) |
Pre-employment check-up
/ Dental Treatment. |
| n) |
Long term medication for
the following conditions are excluded :
Arthritis, Asthma, High Blood Pressure,
Coronary Artery Disease, Cerebrovascular
Disease, Cerebrovascular Accident,
Diabetes |
